What Are You Looking for in a Plan?

  • Choice of doctors with no network restrictions?
  • Some deductible and co-pays or none?           
  • Be able to see specialists without referrals?    
  • A plan that doesn't change from year to year?

Then we can help you find them.

Questions you should be asking;

  • Is your current health plan the best fit for you?
  • Does it match your needs?
  • Does it fit your budget?
  • Have you compared plans and companies lately?

Choosing a Medicare Plan can seem overwhelmingand complicated. We can help guide you through the maze so that your plan is the right fit for you.

Every year we extensively compare the Medicare Supplement plans available so that we can help people to understand the changes that occur in the plans.

All Medicare supplement plans are standardized. Which means, by law, the basic benefits have to be exactly the same regardless of the insurance company. As an examples all F plans will be the same. 

We use The 4 Factors in evaluating insurance companies; 1) Price, 2) Years in Medicare insurance, 3)  Rate increases, 4) Your personal requirements.

Rogers & Mammano Financial Group Inc., etal, are not connected with or endorsed by the U.S. Government or the Federal Medicare Program

CALL 1-732-784-2825 OR


       We  are 100% independent

Not controlled by any particular insurance company.

Providing assistance now and in year two, three and hope fully for many years to come.  

We work for our clients Not the insurance companies. 

All at no cost to you.

What if you need help paying for your Medicare prescription drug costs?

If you have limited income and resources, you may qualify for some health care and prescription dug costs.

'Extra Help', is a Medicare program to help people with limited income and resources pay Medicare prescription drug costs.

For the 2016 limits  and to apply you can:

  • Visit socialsecurity.gov/i1020 to apply on line.
  • Call Social Security at 1-800-772-1213.  TTY users should call 1-800-325-0778
  • For the New Jersey State Health Insurance Assistance Program (SHIP)  Call 1-800-792-8820

To Schedule Your Free No Obligation   Telephone Consultation.

We look forward to assisting you,

John S. Rogers & Howard J. Mammano

You are on Medicare

What are Your Options?


Part D Prescription Drug Plans are offered only by  private insurance companies NOT by Medicare.

Almost all the plans have changes every year. Plan premiums and drug prices are constantly changing.

There is no underwriting for the drug plans. That is why it is to Your benefit to shop the plans annually. 

We educate our clients how to use the Medicare.gov website in order to find the plan that best fits their needs and budget.

From October 15 to December 7 is when prescription plan changes can be made to be effective the following January.